How We Pay? A Federal Reserve Payment Study (2014).

“Changes in technology have affected not only how people live and work, but also how individuals and businesses pay for goods and services. The Federal Reserve’s most recent triennial study of the payments system highlights a number of shifts in this dynamic arena.”

This is a pretty nifty, 4-page read, extracted from the EconSouth Jan/April 2014 Edition as published by Federal Reserve Atlanta.

This document (PDF 3.3 MB) can be downloaded for free from here.

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