Money

Affordability Checks: How Lenders Determine Eligibility For Loans

Regardless of the loan you’re applying for, all lenders should conduct a number of checks to determine whether you can comfortably afford the loan. As part of the Financial Conduct Authority’s (FCA) responsible lending rules, all financial institutions lending money to customers need to consider a number of different factors to ensure that the applicant …

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Cash Is Evil

A lot many of my colleagues are presenting the argument that Cash is Evil. Cash is Dead. Cash is a Menace to Society. I beg to disagree. Whilst I do agree the obsolescence factor has come into play, one can hardly call it game over. Cash is not evil. It has been made evil, because …

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