Home Learn Knowledge-Hub: FAQ FAQ: Cards Will I be penalized if I run a transaction of a higher amount than what is present in the gift card? Will I be penalized if I run a transaction of a higher amount than what is present in the gift card? No, you will not be penalized. Suggested Video(s) [Video Number] Title of the YouTube Video. —This page was last updated on January 25, 2023.– Related posts: How can you tell if the balance being converted to cash is from a credit card, a debit card, a gift card, or a prepaid card? What is the minimum and maximum amount that a client can pay using a debit card? Also, what is the minimum amount that a client can send using ACH? What is the maximum amount I can withdraw from my gift card? Card Present (CP) Card Not Present (CNP) Share with others...