They will credit all the money.
There is an additional requirement to place funds in reserve. These are separate from the pre-funding that you may do. These funds are held in reserve to pay out against any chargeback &/or fraud that may occur, as the PLH would have to draw down on this amount from the reserve pool and then investigate the transaction.
The principal license holder and their respective partners, do not hold on to customer funds (for purposes of reserve, etc.)
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This page was last updated on February 13, 2023.