The fine writing on the wall says, ’nothing lasts forever’. I guess this is true for Money Transfer Operators as well. When the likes of LIBRA come online with their potential base of 2+ billion users, the game will change. The table will tilt. In whose favor? Obviously in the favor of the larger players. Just like small ISPs are no longer economically viable in the world, small money transfer operators too will not be viable in the world.
Here is a short video that explains my viewpoint on this.