Getting your MSB account approved is possible if you present your business transparently and choose banks that welcome money services businesses.
Hundreds of MSBs have succeeded by following an organized process—after reviewing over 1,500 real cases and conducting 8,000+ expert consultations, it's clear most MSBs can get accounts with the right preparation.
Many MSBs fail to secure accounts because they overlook how banks review business risk, rely on rumors instead of firsthand expertise, and fail to present compliance clearly.
Most MSBs don’t realize banks care about how you manage compliance and risk more than your revenue or customer base.
Lack of established communication and credibility with banking teams leads to quick denials.
Poorly presented compliance documentation creates uncertainty and mistrust, killing your chances.
Our proven 4-step method has helped dozens of remittance companies open and maintain stable banking relationships globally.
Identify banks known for supporting MSBs and confirm their current appetite for new MSB clients.
Gather and organize all compliance, AML, and business documents banks need to build trust.
Initiate transparent, honest communication with Relationship Managers or Compliance Officers from the start.
Proactively provide detailed explanations on how your MSB handles compliance and regulatory obligations.