Transparent pricing for global financial solutions
Choose the Global Advisory Program for comprehensive support, or select specialised services tailored to your needs. All pricing is transparent, with no hidden fees.
Ongoing advisory, one fee
Three tiers of continuous access to the practice. No hourly billing, no per-question charges.
Foundation
3 Months
$11,995
Professional
12 Months
$35,995
Enterprise
24 Months
$64,995
* Fair-use. Unlimited sessions are subject to reasonable scheduling.
Enrol in GAP
Select the tier that aligns with your business goals.
Onboarding & roadmap
We craft a personalised plan covering licensing, compliance, and beyond.
Access all services
Leverage the team's expertise with no hidden fees.
Scale & thrive
Focus on growth while we handle compliance and licensing.
Specialised services, priced individually
Engage us for a single outcome. Fees are fixed and quoted before work begins.
Money Transmitter License sponsorship — US & Canada
Sponsorship placements under an existing license holder, agent and non-agent models.
| # | Service description | Coverage | Our fee |
|---|---|---|---|
| 1 | MTL Sponsorship (Non-Agent) — P2P Remittance (US) | Cross-border, person-to-person | $12,500 |
| 2 | License Sponsorship (Non-Agent) — P2P Remittances (Canada) | Cross-border, person-to-person | $6,000 |
| 3 | MTL Sponsorship (Non-Agent) — B2B Remittance (US) | Cross-border, business-to-business | $15,000 |
| 4 | License Sponsorship (Non-Agent) — B2B Remittances (Canada) | Cross-border, business-to-business | $7,500 |
| 5 | MTL Sponsorship (Non-Agent) — Combined P2P + B2B | Cross-border, P2P & B2B | $25,000 |
| 6 | License Sponsorship (Non-Agent) — Combined (Canada) | Cross-border, P2P & B2B | $8,250 |
| 7 | MTL Sponsorship (Agent-Based) — P2P Remittance | Cross-border, person-to-person | $18,000 |
| 8 | MTL Sponsorship (Agent-Based) — B2B Remittance | Cross-border, business-to-business | $18,000 |
| 9 | MTL Sponsorship (Agent-Based) — Combined P2P + B2B | Cross-border, P2P & B2B | $25,000 |
Banking access solutions
Introductions to banking partners appropriate to your risk category and corridors.
| # | Service description | Region | Our fee |
|---|---|---|---|
| 1 | Access to banking (non-MSB purposes) | United States | $1,495 |
| 2 | Access to banking (non-MSB purposes) | International | $2,495 |
| 3 | Access to banking for MSB purposes | United States | $3,495 |
| 4 | Access to banking for MSB purposes | US and/or international | $3,495 |
| 5 | Access to banking for MSB purposes (intl transfers) | Global | $5,500 |
| 6 | Access to banking with MTL coverage | United States | $12,500 |
| 7 | Access to banking with licensing coverage | International | $16,500 |
| 8 | Escrow / settlement account | United States | $7,500 |
| 9 | Escrow / settlement account | International | $12,500 |
Does not include any money transmitter license or legal coverage for licensing.
Crypto-fiat licensing & onboarding
Includes BitLicense where applicable; cross-border transfers included on the on/off-ramp package.
| # | Service description | Region | Our fee |
|---|---|---|---|
| 1 | Crypto licensing & onboarding | United States (all 50 states) | $18,000 |
| 2 | On-ramp / off-ramp (crypto) | United States (all 50 states) | $25,000 |
| 3 | Combined fiat + crypto license | United States (all 50 states) | $30,000 |
Banking-as-a-Service / neobank setup
Interest-bearing accounts, debit and credit cards, and equities access where included.
| # | Service description | Region | Our fee |
|---|---|---|---|
| 1 | Neobank setup for US & foreign entities | Global — low risk, mature markets | $12,500 |
| 2 | Neobank setup for US & foreign entities | Global — high risk, less mature markets | $15,000 |
| 3 | Pooled accounts setup | United States / global | $12,500 |
| 4 | FBO account services | United States | $15,000 |
Professional fees by jurisdiction
All figures are "from" prices in US$. Final quotes follow a review of business model, flow of funds, and principal backgrounds. Buy a License is priced by deal size, not jurisdiction — see Schedule B below. United States state-by-state MTL is published separately.
| Code | Jurisdiction & license class | Sponsorship | Fresh application | Authorised delegate | Timeline |
|---|---|---|---|---|---|
| AUS | Australia — AUSTRAC remittance & DCE | From $25,000 | From $35,000 | From $20,000 | 4–8 months |
| BRA | Brazil — Payment Institution (BCB) · VASP | From $45,000 | From $85,000 | From $35,000 | 12–18 months |
| CAN | Canada — FINTRAC MSB · RPAA | From $20,000 | From $25,000 | From $15,000 | 3–6 months |
| EU | European Union / EEA — EMI · API · SPI | From $35,000 | From $120,000 | From $25,000 | 12–18 months |
| HKG | Hong Kong — MSO · SVF · Stablecoin | From $30,000 | From $45,000 | — | 4–9 months |
| JPN | Japan — Funds Transfer Service Provider | From $50,000 | From $95,000 | — | 12–24 months |
| MYS | Malaysia (Labuan) — Money broking · Credit token | From $30,000 | From $55,000 | — | 4–8 months |
| MUS | Mauritius — PIS · PSP · Investment Dealer | From $25,000 | From $40,000 | — | 4–8 months |
| NZL | New Zealand — FSP registration | From $15,000 | From $20,000 | — | 2–5 months |
| PRI | Puerto Rico — IFE (OCIF) | — | From $95,000 | — | 9–15 months |
| SAU | Saudi Arabia — PSP / EMI under SAMA | From $45,000 | From $110,000 | — | 12–18 months |
| SGP | Singapore — Major Payment Institution | From $35,000 | From $75,000 | — | 9–15 months |
| ZAF | South Africa — ADLA (SARB) | From $20,000 | From $35,000 | — | 6–12 months |
| CHE | Switzerland — SRO · FINMA fintech | From $30,000 | From $45,000 | — | 4–9 months |
| TUR | Turkey — EMI · Payment Institution (CBRT) | From $35,000 | From $65,000 | — | 12–18 months |
| UAE | UAE — CBUAE SVF/RPS · VARA · DIFC · ADGM | From $40,000 | From $90,000 | From $30,000 | 9–15 months |
| GBR | United Kingdom — EMI · API · SPI (FCA) | From $30,000 | From $95,000 | From $22,500 | 12–15 months |
Sponsorship figures are exclusive of sponsor commercials.
Buy-side advisory — flat fee schedule
One schedule, every jurisdiction. Your fee is set by where the final purchase price lands — flat, known in advance, no percentages. Covers target sourcing, screening, deal structuring, negotiation support, and the change-of-control filing.
| Band | Deal size (purchase price) | FK flat advisory fee |
|---|---|---|
| B-1 | Up to $150,000 | $12,000 – $15,000 |
| B-2 | $150,000 – $500,000 | $25,000 |
| B-3 | $500,000 – $1,000,000 | $50,000 – $60,000 |
| B-4 | $1,000,000 – $2,000,000 | $75,000 – $90,000 |
| B-5 | $2,000,000 – $5,000,000 | $125,000 – $150,000 |
| B-6 | $5,000,000 – $10,000,000 | $225,000 – $300,000 |
| B-7 | $10,000,000 + | $400,000 – $500,000 |
50% on engagement, balance at closing. The engagement portion is earned regardless of whether a specific target completes. Purchase price, escrow, and local counsel are always separate.
RPAA — Retail Payment Activities Act registration
Canada runs a two-track regime. FINTRAC covers your AML obligations; RPAA registration with the Bank of Canada is separate and mandatory for PSPs performing retail payment activities. Most operators entering Canada need both.
| Item | Scope of work | FK professional fee | Timeline |
|---|---|---|---|
| R-01 | RPAA registration — standalone. Full Bank of Canada PSP registration: entity classification, activity mapping, drafting, and regulator liaison. | From $18,000 | 2–4 months |
| R-02 | Canada entry bundle — FINTRAC MSB + RPAA filed together, one coordinated flow-of-funds narrative across both regulators. | From $35,000 | 3–6 months |
| R-03 | Operational risk & incident response framework, drafted to Bank of Canada expectations and tailored to your stack. | From $12,500 | 3–5 weeks |
| R-04 | End-user funds safeguarding framework — policy, account structuring, and the trust or insurance arrangements required. | From $10,000 | 3–5 weeks |
| R-05 | Ongoing RPAA compliance support — annual reporting, significant-change notifications, regulator correspondence. | From $7,500 / yr | Ongoing |
Already registered with FINTRAC but not the Bank of Canada? If you perform retail payment activities, RPAA registration is not optional — operating unregistered carries enforcement risk.
Four routes to a license
Which one fits depends on your timeline, capital, and appetite for control.
Buy a license
Acquisition of an existing licensed entity. Sourcing, screening, deal structuring, and change-of-control navigation. Fastest route to full control.
Sponsorship
Operate under an existing license holder's umbrella. Placement with a vetted sponsor, commercial negotiation, and onboarding. Fastest route to market.
Fresh application
Full application prepared end-to-end: business plan, financial model, AML/CFT framework, regulator liaison through to grant.
Authorised delegate
Registration as an agent, delegate, or correspondent of a principal license holder, where the regime permits. Lowest cost of entry.
Not sure which applies to your situation?
Describe the problem and we will tell you which route fits, what it costs, and how long it takes — before you commit to anything.