UK Authorised Payment Institution (API) — Money Remittance
UK API licensed remittance business covering 40+ global corridors with EM Bank safeguarding in Lithuania and in-house software.
Key facts
An Authorised Payment Institution (API) registered in the United Kingdom, specializing in cross-border money remittance for low-value payments.
Key Highlights
- Global Corridor Reach: Coverage across 40+ international corridors including India, Pakistan, Bangladesh, and Sri Lanka[cite: 4]
- Safeguarding & Banking: Active banking and safeguarding rails established with EM Bank in Lithuania[cite: 4]
- Proprietary Software: In-house developed remittance software stack included; basic transferrable version part of the deal[cite: 4]
- Lean Operations: Low monthly operating overhead of ~$4,000 USD (covers MLRO salary, bank charges, and office rent)[cite: 4]
- Governance Continuity: 1 direct employee currently serving as the MLRO, willing to remain post-acquisition[cite: 4]
- Clean Compliance Record: Capital requirements met (20k EUR) with no regulatory fines, penalties, or liabilities[cite: 4]
- Transaction Profile: Minimal current transaction volume, presenting a clean operational platform for an acquirer[cite: 4]
Transaction Profile
Ideal for payment service providers or international remittance operators looking to acquire a clean UK API license with established European safeguarding rails and low running overhead.
Important information
Information regarding this opportunity is based on information supplied by the seller, shareholders, brokers, marketplaces or other transaction counterparties and has not been independently verified. The opportunity remains subject to availability, independent due diligence, regulatory approval where applicable, contractual agreement and confirmation of information. Nothing on this page is an offer to sell or a solicitation.
