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Small Money Transfer Operators Are Not Finished - But They Need to Change

Small money transfer operators are under pressure from fintechs, stablecoins, AI, and new payment rails. Here is how MTOs and remittance providers can adapt, modernize, and compete.

11 min read
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The Truth About Utility Tokens in Cross-Border Payments: Navigating the Hype and Potential Scams

Utility tokens in cross-border payments are often marketed as innovative solutions for faster international transactions. However, many projects rely on speculative claims rather than real-world adoption. In contrast, stablecoins like USDC and USDT provide proven, efficient, and widely used alternatives for global value transfer, making them the preferred choice in modern financial systems.

4 min read
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Federated Identity Management: A consensus based approach towards solving the KYC problem

Why there is a need to develop a new method of addressing the KYC problem. A Tangential Stroll Ask anyone who has ever owned a mobile phone (or two) and an emai.

9 min read
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