How can you tell if the balance being converted to cash is from a credit card, a debit card, a gift card, or a prepaid card?

The question in full

Identifying the source of a balance being converted to cash is a critical requirement for 2026 financial compliance. Using the Bank Identification Number (BIN), now officially transitioned to an 8-digit standard, merchants and processors can instantly determine if a card is a high-limit credit line, a bank-linked debit card, or a non-reloadable gift card.

Answer

We can. We have the necessary technology and processes that are proprietary to us.

How can you tell if the balance being converted to cash is from a credit card, a debit card, a gift card, or a prepaid card?

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