What is the minimum and maximum amount that a client can pay using a debit card? Also, what is the minimum amount that a client can send using ACH?

The question in full

Understanding the floor and ceiling of digital payments is essential for both consumers and businesses. While the minimum ACH transfer can technically be as low as $0.01, the maximums are governed by NACHA's Same-Day ACH limits, which currently sit at $1 million per transaction. In contrast, debit card limits are split between merchant-imposed minimums often capped at $10 by US federal law and bank-imposed daily spending maximums, which typically range from $1,000 to $10,000.

Answer

Whether you send money through a debit card or ACH, the minimum is US$ 50 and the maximum amount is set to US$ 2,000. Both of these are on a per transactions basis, i.e. minimum US$ 50 per transaction and maximum US$ 2,000 per transaction for both ACH and Debit Card processing.

What is the minimum and maximum amount that a client can pay using a debit card? Also, what is the minimum amount that a client can send using ACH?

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