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Can the daily transaction limits be increased by increasing the reserves? If yes, how long does this process take?

The question in full

Banks are more likely to approve higher daily exposure limits (DEL) when they are backed by 100% to 110% liquidity in a segregated reserve account. This explores the 'Reserve-to-Limit' ratio and why the process typically takes 2 to 3 business days for bank-level approval."

Answer

The daily limits can indeed be increased by increasing the reserve. They are effective the next business day once the funds have been received by the solution provider.

In the event you have your own payout partner (which has a correspondent tie-up agreement with the US solution provider), then the daily reserve requirement is not applicable.

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Faisal KhanAnswered 07/Aug/2026
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Page Last Updated: 07/Aug/2026 (2795803)