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Will I have access to ACH transfers?

The question in full

Will I have access to ACH transfers? is the most critical factor for an MTO’s unit economics. ACH (Automated Clearing House) remains the primary method for low-cost 'First-Mile' funding in the United States. While card processing costs can exceed 2.5%, ACH allows your customers to fund their transfers for pennies.

Answer

Yes, eventually you will have access to RT (Real-time) transfers without chargebacks or reversals. These are real-time, not same day ACH.

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Faisal KhanAnswered 07/Aug/2026
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Page Last Updated: 07/Aug/2026 (5535871)