Established UK EMI

An established UK Electronic Money Institution that was previously operational and is now being offered for sale without its former client portfolio.

Key Highlights

• Previously active UK EMI with an established operating history
• Former business model included the provision of IBAN-based services to high-value B2B clients in the United Kingdom
• Existing or historical integrations include Railsr, Currencycloud, and FX infrastructure
• Existing IT and operational infrastructure included in the transaction
• Current directors may be prepared to remain with the business for a suitable acquirer, providing potential continuity through the ownership transition
• Safeguarding arrangements established with three banks
• Seller reports no regulatory fines
• Historical audits, regulatory reports, and supporting documentation are available for review
• Business is being offered without its existing/former client book, allowing the purchaser to implement its own commercial strategy following completion and regulatory approval

Transaction Profile

This opportunity may be particularly relevant to an acquirer seeking an established UK EMI platform with operating history, existing infrastructure, banking/safeguarding relationships, and potential management continuity, rather than building an EMI operation from the ground up.

Next Steps

Should either opportunity be of interest, we can coordinate the next stage of the process, including:

• Initial buyer qualification and NDA
• Detailed regulatory and corporate information
• FCA permission and regulatory-status verification
• Corporate structure and ownership information
• Financial statements and capitalization review
• Safeguarding and banking documentation
• Compliance, audit, and regulatory-reporting history
• Management and staffing arrangements
• Technology and operational review
• Seller introduction
• Due-diligence coordination
• Change of Control planning and transaction support