UK Authorized EMI with PIS & AIS

A clean UK Authorized Electronic Money Institution with additional payment initiation and account information permissions.

Key Highlights

• UK Authorized Electronic Money Institution (AEMI)
• Payment Initiation Services (PIS) permission
• Account Information Services (AIS) permission
• Existing Visa agreement, with the institution positioned to proceed toward principal membership onboarding
• Safeguarding relationship with Griffin Bank
• Operational banking relationships with Griffin Bank and Revolut
• Approximately £490,000 in share capital
• Three existing employees currently on payroll who are prepared to remain during the Change of Control process, supporting operational and regulatory continuity
• Seller reports no outstanding debts or liabilities

Technology

The company currently operates proprietary software; however, the seller has advised that the existing software platform is not included in the transaction. A purchaser would therefore need to deploy or integrate its own technology stack as part of the transition plan.

Transaction Profile

This opportunity may be particularly suitable for a buyer that already possesses, or intends to deploy, its own technology platform and is primarily seeking the regulated entity, permissions, banking/safeguarding infrastructure, Visa relationship, capitalization, and operational framework.

Next Steps

Should either opportunity be of interest, we can coordinate the next stage of the process, including:

• Initial buyer qualification and NDA
• Detailed regulatory and corporate information
• FCA permission and regulatory-status verification
• Corporate structure and ownership information
• Financial statements and capitalization review
• Safeguarding and banking documentation
• Compliance, audit, and regulatory-reporting history
• Management and staffing arrangements
• Technology and operational review
• Seller introduction
• Due-diligence coordination
• Change of Control planning and transaction support