The corporate world is built on a facade, and one of its most pervasive myths is the idea that companies genuinely care about their employees. They throw around phrases like, “We value your success,” or “We’re here to help you…
Money you save today can grow into substantial wealth tomorrow with savings accounts — but not all of them are created equal. For Canadians planning their retirement, registered retirement savings plans (RRSPs) offer unique advantages that set them apart from…
TL;DR Cash retains its full value through each transaction, while digital payments decrease in value due to transaction fees, benefitting banks and networks. Cash promotes financial equity, challenging the narrative that digital payments alone support financial inclusion. Executive Summary The…
TL;DR: USDT and crypto markets create small leakages in remittance flows but do not significantly disrupt national economies. Capital controls generate demand for parallel markets, where traders use crypto and non-traditional assets like gold and luxury goods to transfer wealth…
TL;DR The future of remittances will be seamless, fast, and inexpensive through the adoption of stablecoins. Much like sending a message via WhatsApp, stablecoins will allow users to transfer money across networks effortlessly. On-ramps and off-ramps will automate currency exchanges,…
Exploring the Intersection of Morality, Regulation, and Market Trends in the Global Gambling Landscape TL;DR Gambling and sports betting are deeply rooted in human behavior but are often criticized due to cultural and religious stigmas. Legalized betting offers economic benefits…
The Susu money system is a community-based savings and credit arrangement practiced in West Africa and the Caribbean. Learn how Susu works, its benefits, and the risks involved. TL;DR: The Susu money system is an informal savings and credit arrangement…
Subscription embedded services integrate additional features—like insurance or warranties—into subscription products. Learn how these services work, their benefits, and examples from fintech, retail, and healthcare. TL;DR: Subscription embedded services refer to the integration of additional services, often from third-party providers,…
Underground banking refers to unregulated financial networks that operate outside the formal banking system. Learn how underground banking works, its benefits, risks, and impact on global economies. TL;DR: Underground banking refers to unregulated financial systems that operate outside the oversight…
Nigeria and Pakistan, both populous and developing nations, face challenges and opportunities on their economic journeys. This article explores their current economic landscapes, future projections, and the transformative reforms required to realize their potential by 2050. Key Economic Indicators of…
Islamic Stablecoin Initiative: A Sharia-Compliant Solution for Global Dollar Payments: How a Dollar-Backed Stablecoin Can Address the Dollar Clearance Challenge for Islamic Banks TL;DR Islamic banks struggle to access US dollar clearance, often facing regulatory hurdles, non-compliant financial frameworks, and…
Banksplaining: When Banks Patronize Their Customers What is Banksplaining? Banksplaining is the act of condescendingly explaining banking products, policies, or issues to customers, assuming they lack the knowledge to understand the situation. It mirrors the behavior known as mansplaining, where…