The Stablecoin Illusion: Why Stablecoins Don’t Actually Benefit Remittance Recipient Countries This article builds on Part 1, where we talk about the rise of stablecoins. Next in Part 3, we explore what they really are. Let’s set the record straight…
This is Part 1 of our 4-part series on stablecoins. Continue to Part 2 where we explore why stablecoins don’t benefit remittance recipient countries. Executive Summary The US dollar has long been a single entity in global finance—available as physical…
Executive Summary Foreign exchange (FX) markets are evolving, and a new secondary market is emerging for FX tri-spreads and quad-spreads. This strategy enables money transfer operators (MTOs) and non-banking financial institutions (NBFIs) to maximize arbitrage opportunities across multiple currency pairs.…
Money transfer operators (MTOs) play a crucial role in global remittances, moving billions of dollars across borders every year. Yet, many fail to recognize the financial potential of the remittance contracts they generate. These contracts—essentially dollarized packets of value—are locked…
As institutional and high-net-worth investors flock to crypto OTC desks, understanding regulatory frameworks and licensing requirements has never been more critical. Executive Summary Introduction: The Growing Importance of Crypto OTC Markets The cryptocurrency market has evolved far beyond its retail-driven…
The corporate world is built on a facade, and one of its most pervasive myths is the idea that companies genuinely care about their employees. They throw around phrases like, “We value your success,” or “We’re here to help you…
Money you save today can grow into substantial wealth tomorrow with savings accounts — but not all of them are created equal. For Canadians planning their retirement, registered retirement savings plans (RRSPs) offer unique advantages that set them apart from…
TL;DR Cash retains its full value through each transaction, while digital payments decrease in value due to transaction fees, benefitting banks and networks. Cash promotes financial equity, challenging the narrative that digital payments alone support financial inclusion. Executive Summary The…
TL;DR: USDT and crypto markets create small leakages in remittance flows but do not significantly disrupt national economies. Capital controls generate demand for parallel markets, where traders use crypto and non-traditional assets like gold and luxury goods to transfer wealth…
TL;DR The future of remittances will be seamless, fast, and inexpensive through the adoption of stablecoins. Much like sending a message via WhatsApp, stablecoins will allow users to transfer money across networks effortlessly. On-ramps and off-ramps will automate currency exchanges,…
Exploring the Intersection of Morality, Regulation, and Market Trends in the Global Gambling Landscape TL;DR Gambling and sports betting are deeply rooted in human behavior but are often criticized due to cultural and religious stigmas. Legalized betting offers economic benefits…
The Susu money system is a community-based savings and credit arrangement practiced in West Africa and the Caribbean. Learn how Susu works, its benefits, and the risks involved. TL;DR: The Susu money system is an informal savings and credit arrangement…