Introducing the Global Advisory Program (GAP)
Your All-in-One Solution for Licensing, Compliance, Banking, and Beyond
i.e. Simple Pricing Model
We know how overwhelming it can be to launch and grow a cross-border payments or fintech venture. For years, our pricing structure reflected the complexity of the industry—hundreds of specialized fees for licensing, compliance, advisory, banking access, and more.
But we’ve heard you loud and clear. You want clarity, predictability, and a trusted partner who’s with you for the long run. That’s why we’ve consolidated everything we offer—licensing and regulatory guidance, compliance documentation, banking connections, strategic consulting, and more—into a single, comprehensive membership: our Global Advisory Program (GAP).
Why Global Advisory Program?
- Simplicity No more endless à la carte services. GAP provides you with everything—licensing, compliance support, introductions to solution providers, strategic consulting—all under one clear program.
- All-Inclusive Expertise From navigating multi-state money transmitter licenses (MTLs) to building a global AML/KYC framework, our team of industry specialists is at your side. Under GAP, you get all the services that previously required separate fees.
- Cost Certainty Instead of juggling multiple line items and add-on charges, you’ll pay a single, predictable rate. That means no hidden costs, easy budgeting, and complete transparency.
- Scalable Support Whether you’re launching your first remittance service, expanding into crypto, or rolling out new cross-border payments, GAP adapts to your evolving needs. Our experts help you stay one step ahead.
- Exclusive Access Enjoy priority consults, faster turnaround for documentation reviews, and dedicated advisory channels—so you can act quickly in a fast-paced market.
What’s Included in GAP?
- Regulatory & Licensing Guidance End-to-end support for money transmitter license applications, cryptocurrency licensing, renewals, and multi-jurisdiction compliance.
- Compliance & Risk Management From custom compliance manuals and risk assessments to internal ops documentation and ongoing audits—everything you need to stay compliant.
- Banking & Payment Partnerships Seamless introductions to banks, card issuers, and payment processors—domestic and international. (Included at no extra charge in our 12- and 24-month plans.)
- Strategic Consulting & Advisory Business plan reviews, go-to-market strategies, cross-border payment guidance, corridor analysis, and unlimited Q&A sessions for Professional and Enterprise members.
- Dedicated Ongoing Support A direct line to our specialists for clarifications, troubleshooting, and best-practice recommendations.
Choose Your GAP Tier
We offer three straightforward membership tiers—no hidden fees, no complicated add-ons.
- * Fair-use policy applies to “Unlimited” sessions.
How It Works
- Enroll in GAP Select the tier—Foundation (3 months), Professional (12 months), or Enterprise (24 months)—that aligns with your business goals.
- Onboarding & Roadmap We start by understanding your unique challenges and objectives, then craft a personalized plan covering licensing, compliance, and beyond.
- Access All Services (No Hidden Fees) Instantly leverage our team’s expertise, resources, and—if applicable—introductions to solution providers, all for one flat rate.
- Scale & Thrive Stay focused on growth while we handle regulatory compliance, licensing updates, banking partnerships, and strategic initiatives in the background.
Ready to Simplify & Scale?
The Global Advisory Program (GAP) is your one-stop solution for all things licensing, compliance, and cross-border payments. No more complicated add-ons or separate invoices—just one transparent membership that grows with you.
Let’s Talk!
Contact us to learn more about our streamlined Global Advisory Program (GAP) and how we can help you conquer new markets without the headache of fragmented pricing. Your success is our priority—and GAP is our commitment to making it happen.
Our Services Do Not Include (unless engaged explicitly for these tasks, please inquire within):
- Filing applications on your behalf.
- Conducting financial projections for you.
- Writing business plans for you.
- Assessing the viability or marketability of projects for you.
- Performing enhanced due diligence for you.
- Preparing documentation for you.
- Signing any documents or undertaking any commitments for you.
- Providing modeling sheets or revenue projections for you.
- Providing a compliance manual.
- Providing a compliance program.
- Providing any risk assessment documents.
- Providing a flow of funds or funds flow diagram.
- Providing a transaction set.
- Providing any customer identification program manual.
- Providing any legal opinions or legal memos.
- Providing any legal templates.
- Providing technical information related to software, IT systems, etc.
- Providing information on APIs and connectivity.
- Educating you about the information and services in your field. You are expected to have a comprehensive understanding of the industry you are entering, including the necessary expertise to handle software and IT systems.
Our Services Include:
- Facilitating direct communication between you and solution providers.
- Making introductions to ensure both parties understand what is being sought.
- Setting clear expectations to prevent misunderstandings.
- Encouraging direct communication with solution providers, but available to assist if:
- There are translation issues.
- There is a misunderstanding of expectations.
- Any other reason arises that necessitates our involvement.
Everything below this line is Legacy Pricing
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Please Note:
- Specific services listed in the “Services Do Not Include” section will only be provided if you have engaged us for those specific tasks.
B2B Pricing Information
Access to Banking & License Application Costs
General
How much money ballpark do I need to start a money transfer business (get licensed)? – for the US, Canada, the UK and the EU
- Ballpark (you need this much money to get licensed)
- Ballpark (slightly more detailed breakdown of the money required to get licensed)
United States (USA)
- Main Pricing Sheet
- Payments-as-a-Service
- Remittance-as-a-Service (RaaS) Pricing Page
- Authorized Agent Pricing: Want to be a US Money Transmitter License Agent?
- Specialized Authorized Agent Pricing for MTL Coverage [For special cases, inquire with your sales representative]
- US Money Transmitter License (Application for a new license) Pricing Sheet (New Money Transmitter License Application with cost breakdown for each state and ancillary services)
- Packaged deal for the license application filing (new) for 50 US States, including the Federal Territory of Washington D.C.
- Banking-as-a-Service via Bank Sponsorship via Program Manager
- Cards Network Fee (for Remittance-as-a-Service)
United Kingdom (UK)
European Union (EU)
Canada
- Main Pricing Sheet
- Remittance-as-a-Service (link to RaaS Canada Page)
Crypto & Cryptocurrency-Related
Our charges for helping you obtain a cryptocurrency license include company incorporation and all other ancillary expenses.
Pricing for Cryptocurrency Projects
- Cryptocurrency License Application Estonia
- Pricing for: Crypto Analysis Tools + Sanctions Screening + Travel Rule Implementation
- Platform-as-a-Service (Crypto)
Remittance-as-a-Service (RaaS) or Money Transfer-as-a-Service (MTaaS) Pricing
Pricing information for our newly launched Remittance-as-a-Service (RaaS) offered in the UK, USA, Canada & EU.
Our remittance-as-a-service is offered in the following countries. Pricing information for each of the countries is as follows:
United States (USA)
Canada
- RaaS Canada Pricing
- Sample calculation when the sending amount (per transaction) is:
- Payout Countries for RaaS Canada
European Union (EU)
- Currently, we are not offering Remittance-as-a-Service for the EUm we are however working with a provider to be able to do so in Q2 of 2024.
United Kingdom (UK)
- Currently, we are not offering Remittance-as-a-Service for the UK.
Platform-as-a-Service (PaaS)
Pricing information for our newly launched Platform-as-a-Service offered for both Fiat and Crypto in 50 US States.
- Platform-as-a-Service (Crypto)
Banking-as-a-Service (BaaS)
Consulting Rates
These are non-referral-based consulting rates for our company.
Role Based: Strategy & Advisory Consulting Rates
Seeking a specialist in cross-border payments for your business project? Our consultancy offers comprehensive support in licensing, regulatory compliance, banking, partnerships, and more, ensuring your startup or established business navigates cross-border payment challenges with expertise and confidence. We’re dedicated to tailoring solutions to meet your unique needs, guiding you to successful project completion.
Paid Phone/Zoom Consulting
Unlock Expert Insights: Choose Your Session – 15, 30, or 60 Minutes of Paid Consulting, or Dive Deep with a 60-Minute Coaching Session!
E-Books & Digital Products
Explore Our Digital Treasury: Dive into Our Exclusive E-Book & Digital Product Collection!
Legacy Pricing
Applicable Conditions
- If you have signed up for a lower-priced referral fee package and want to upgrade to a higher-priced package within one year of your first signup, you will have to bear the cost of the difference.
- All of the coverages above are for online only. Authorized delegate status (or agent) status is not awarded unless otherwise specified. Physical point of presence for a business &/or signed-up agent is not permitted.
- All communication and delivery are in English only.
- Unless explicitly mentioned, no Value Added Tax, State Tax, Federal Tax, or other applicable taxes are included in the pricing mentioned.
- If you have signed up for a lower-priced referral fee package and want to upgrade to a higher-priced package within one year of your first signup, you will have to bear the cost of the difference. The advisory role is limited to the principal only. Consulting/Retainer roles are limited to the team which can include the principal.
Related Resources to Pricing
- Acceptable Payment Methods
- Application Assessment Fee
- Due Diligence Documents Requirement
- How Do We Charge Our Fees For Commercial Service?
- List of Restricted or Sanctioned Countries
- Personal KYC Information
- Prohibited Products & Services List
- Referral Agreement (Sample Copy)
- Refund Policy
- Terms & Conditions
- Why we do not sign an NDA (Non-Disclosure Agreement)
- Banking as a Service (BaaS) Pricing
- Card: Network Fee
- Correspondent & Tri-Party Correspondent Tie-Up Agreements
- Guaranteed Income from Projections
- Nationwide Money Transmitter License Application (Bundled Pricing)
- Navigating the Landscape of B2B Payments: Understanding Volume Fees
- Paid Consulting Phone/Web Session
- Platform as a Service (PaaS) Pricing
- Platform-as-a-Service: Fiat+Crypto, 50 US States
- Strategy & Advisory Consulting Pricing
- Understanding How Our Referral Fee Program Works
- Volume Fee: Risk Categories
- Acceptable Payment Methods
- Application Assessment Fee
- Consulting Rates
- How Do We Charge Our Fees For Commercial Service?
- List of Restricted or Sanctioned Countries
- Money Transfer Operator License Coverage Consulting Fees
- Money Transmitter License Application Cost
- MSB Friendly Bank Charges
- Personal KYC Information
- Prohibited Products & Services List
- Referral Agreement
- Refund Policy
- Terms & Conditions
- What Financial Institutions will Charge You for USA Regulatory Coverage
- Why We Do Not Sign an NDA (Non-Disclosure Agreement)
- Due Diligence (DD) Documents Requirement
- Draft Referral Agreement
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This page was last updated on January 27, 2025.
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