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Want to attend the Web Summit in Lisbon, Portugal this year? Well, I am willing to sponsor 100% of the trip for a deserving boy and a girl from Pakistan. I have cited on many forums and wanted to reiterate…

The IBAN is slowly becoming the de facto standard of identifying a beneficiary account. Barring the US, many countries are now jumping on-board the IBAN bandwagon. At the time of writing this article, 82 countries are using IBAN. However, the…

For the past couple of years, I have been talking around the world about the Fragments State of Our Payment Systems. With over 1,900 payment systems around the world, less than 3 percents are connected and can talk to each…

When you’re young, you learn to hate history! You wonder if studying history even does any good to your life later on. A phrase I read again and again in my history class was “Spice Trade”. Today, when I look…

I present to you the following scenario. Day 1: Single IOU Let’s say you walk into your bank in America and present $ 100,000 to the bank, and ask them to make a Cashier’s Cheque for you. No problem they…

In 2012, I answered a question on Quora, How will money transferring between countries look in five years? I did not edit or touch the answer in any manner for five years. Well, now that the 5 years are up and…

I never knew about Alfred Escher and learned about him quite by accident. I happened to be reading a great post about how the Knights Templar invented modern banking on Chris Skinner’s blog when I discovered an article about Alfred…