Dai (DAI)

  • Official Website: makerdao.com
  • Definition: Dai is a decentralized stablecoin pegged to the US dollar, created by MakerDAO.
  • Category: Stablecoin, Token.
  • What It Is: A cryptocurrency backed by collateral and maintained through smart contracts.
  • Function: Used for trading, lending, and as a stable store of value.
  • Analogy: Think of Dai as a digital savings account. It’s stable, secure, and always worth $1.
  • Pros: Decentralized, transparent, widely used in DeFi.
  • Cons: Complexity, reliance on collateral.
  • Controversies: Regulatory scrutiny, competition from other stablecoins.

This page was last updated on January 28, 2025.