XRP (XRP)

  • Official Website: ripple.com
  • Definition: XRP is a digital asset designed for fast and cost-effective cross-border payments, created by Ripple Labs.
  • Category: Cryptocurrency, Token.
  • What It Is: A bridge currency for facilitating international money transfers and remittances.
  • Function: Enables real-time, low-cost transactions between financial institutions.
  • Analogy: Think of XRP as a universal translator for money. It helps different currencies communicate and transfer value quickly.
  • Pros: Fast transactions, low fees, partnerships with financial institutions.
  • Cons: Centralization concerns, ongoing SEC lawsuit.
  • Controversies: Legal battle with the SEC over whether XRP is a security.

This page was last updated on January 28, 2025.