Difference between an API and an EMI
What is the basic difference between an Authorized Payment Institution and an Electronic Money Institution? This very short video explains the basic difference when it comes to funds handling for an API vs. EMI.
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Super APIs. What the heck are they?
What are Super APIs? Watch this video to learn more.
10 Questions every Money Transfer Business should ask themselves?
I did a presentation on this long ago (The original presentation can be downloaded from here: Uberization of Money Transfer: 12 Questions every small and medium, independent money transfer operator should ask themselves). For months I’ve been thinking of doing an updated version of the presentation into an article, so here it is. It is …
10 Questions every Money Transfer Business should ask themselves? Read More »
SPI vs API License (UK)
Hello, My name is Faisal Khan. I’m a banking and payment consultant. A question that I get asked a lot is what’s the difference between an SPI and an API with respect to UK licensing. Well an SBI is a small payment institution license and an API is an authorized payment institution license. What’s the …
UK E-Money and Payment Institution License *
UK E-Money & Payment Institution License UK and Europe have two different licensing regimes, both issued under the Payment Services Directive. The two licensing options are: Electronic Money Institution (or commonly referred to as E-Money Institution), and Payment Services Institution (or commonly referred to as PI) or Payment Institution license for short The original Payment …
Fintech Podcast: Potpourri of Payment Players? What will happen next?
Fintech Podcast: Episode 72 This week on Around The Coin podcast, Brian and I discuss all things payments and where they are heading. We reflect back on almost 1.5 years of podcasting and do a quick score card and some future gazing on some of the big, small and stealth fintech names.