banking

Affordability Checks: How Lenders Determine Eligibility For Loans

Regardless of the loan you’re applying for, all lenders should conduct a number of checks to determine whether you can comfortably afford the loan. As part of the Financial Conduct Authority’s (FCA) responsible lending rules, all financial institutions lending money to customers need to consider a number of different factors to ensure that the applicant …

Affordability Checks: How Lenders Determine Eligibility For Loans Read More »

knights templar flag

Why the Knights Templar were Really Good at Banking

The history of modern banking is quite rich and dates way back in time. Several entities and civilizations have been credited for their contributions towards the development of modern banking systems and the variety of services provided by banks today. The Knights Templar played a significant role in the introduction and diversification of banking services …

Why the Knights Templar were Really Good at Banking Read More »

Alfred Escher: The Man behind Swiss Banking and Swiss Railways – A Brief

I never knew about Alfred Escher and learned about him quite by accident. I happened to be reading a great post about how the Knights Templar invented modern banking on Chris Skinner’s blog when I discovered an article about Alfred Escher. Born Johann Heinrich Alfred Escher vom Glas on the 20th of February, 1819, Alfred …

Alfred Escher: The Man behind Swiss Banking and Swiss Railways – A Brief Read More »

Scroll to Top