Maine Money Transmitter License

Maine Money Transmitter License Overview

Who Controls the Maine Money Transmitter License?

The Maine Bureau of Consumer Credit Protection issues a Money Transmitter License to any entity in the business of selling or issuing payment instruments or the business of receiving money for transmission or transmitting money within the United States or to locations abroad by any means, including, but not limited to, payment instrument, wire, facsimile or electronic transfer.

Activities Authorized by the Maine Money Transmitter License

The Maine license authorizes the following activities:

  • Electronic Money Transmitting
  • Issuing traveler’s checks
  • Selling traveler’s checks
  • Issuing money orders
  • Selling money orders
  • Bill paying
  • Issuing and/or selling drafts
  • Issuing prepaid access/stored value
  • Selling prepaid access/stored value

Maine MTL Net Worth and Surety Bond

To acquire an MTL in Maine, you need a minimum tangible net worth of $100,000. You shall also be required to submit a surety bond of $100,000 or a premium in the amount of $2,500.

The Process to Apply for a License

Here’s how you can get started with your license application in Maine.

  1. Initial Inquiry: Contact our team to express your interest in obtaining an MTL in Maine.
  2. Consultation: Our experienced professionals will schedule a consultation with you to understand your specific requirements and provide tailored guidance.
  3. Document Preparation: We will assist you in preparing the necessary documentation, including financial statements, a business plan, and other relevant materials.
  4. Application Submission: Once all documents are ready, we will guide you through the application submission process, ensuring accuracy and completeness.
  5. Regulatory Compliance: Our team will work closely with you to address any additional requirements and assist in meeting all regulatory compliance standards.

Maine Money Transmitter License Cost

The PDF below summarizes the costs associated with acquiring a license in the state of Maine. The process will take approximately three months.

This page was last updated on May 31, 2023.